Perfect Money – Know all about a new digital payment system(Perfect money Review 2022)

Masroor Alam


Perfect Money

Perfect Money

Perfect Money® - a popular online payment system based around its own e-currency, allows its user to send and receive digital money instantly from any corner of the Globe. Perfect Money was made as an electronic payment framework for non-cash transactions on the Internet. This organization was set up in early 2007. On a legitimate premise, Perfect Money Corporation is enrolled in Panama. The company was initially made as an online digital payment instrument for moment and secure settlements in the business climate and between private clients.

How would you be able to do with Perfect money? 

- Transfer of cash between clients; 

- Receiving digital payments  on your site; 

- Payment for Services and products on the Internet; 

- Purchasing of bitcoin, gold, US dollars, and euro; 

- Issuing and getting loans inside the Company; 

- Receiving extra pay from taking part in an associate program.

Perfect Money Reviews 2021-22

Perfect Money company has been pushing to gain more of a share of the market among its competition, though it has definitely been an uphill battle. Short reviews are listed below might may be helpful to you,


Service Fees have been minimized to ensure Perfect Money is the most cost-efficient and convenient online payment solution.

Perfect Money clients and partners know Perfect Money as a reliable, stable, and honest payment processor which targets not a momentary
benefit and profit but an establishment of user- and business-friendly partnership.

Deposit fees


from -0.5%





At market rate


Added to balance:

4% per year, (Maximum 500 USD/month)



premium account 0.5%

verified-account 0.5%

unverified account 1.99%

Withdrawal fees

1. Wire transfer

from 2.85% + bank fee

2. Bitcoin

Express (instant) 0.5% + $10

Security fees

1. SMS Notification


2. Annual Service


3. Account Restoration


Pros & Cons

1. All payments made within the system are final and irreversible.
2. Each Certified Exchange Service provider charges different fees
3. The minimum wire deposit is $300 USD – Amount subject to change
4.Few online businesses accept Perfect Money
5. Minimum balance of $100 USD

1. Accounts earn 4% interest per year
2. Instant transactions on both deposits and withdrawals
3. Many options for deposits and withdrawals
4. Security of funds

How does Perfect money Work?

The most modern online payment system Perfect Money, founded in early 2007, is a “universal digital payment system” that was founded by strat-tup just after banning liberty reserve(another digital payment system ban by the US FBI)  in Panama to be a flawless platform for online payments. System users can transfer money between each other, accept payments, store funds, and more. Storing your money in an account can accrue interest while providing a wallet from which to pay for goods and services at a number of online stores make regular payments online, or. Users are also able to purchase and hold Bitcoin, gold, USD, and EUR within their wallets.

Each user’s account is multicurrency capable and is subdivided into four different currency accounts holding the value of each asset in Perfect Money Units:

  • USD
  • EUR
  • GOLD
  • Bitcoin

Perfect Money Units are used inside of the system as a store of value. This is part of the reason Perfect Money does not directly handle deposits or withdrawals as the entire system is based on its own cryptocurrency. When sending or receiving money from or to a Perfect Money account the money is handled by Certified Exchange Service providers that convert fiat currencies into Perfect Money Units.

What is the Perfect Money Exchanger?

Perfect money exchanger

The perfect money Exchanger are the third party Service providers that help to Perfect Money users to top up their accounts through a number of different payment methods i.e. credit/debit cards, money transfers, bank wires, cash, in India they provide to top -up perfect money account with google pay, upi, Paytm, Payphone, IMPS, NEFT, Cash deposit and lots more,other payment solutions. These funds are credited to client accounts as Perfect Money Units, though they will be stored in subdivisions of the accounts that correspond with the deposited asset.

Clients can choose which service provider to withdraw funds through, as each offers different e-wallets, payment systems, credit/debit cards, bank accounts, bank wires, or cash.

To learn more about the payment tools offered by individual exchange services,please head to the “Certified Exchange Service Partners” page under their individual profiles. The exchange service providers determine their own fees, to learn more visit their websites.

Most trusted Indian Verified exchanger are here(Click here)

Is Perfect Money Safe and Reliable? 

Perfect Money is a protected company,and its account security is a main concern. On the off chance that another IP address or program endeavors to sign in to account access is at first denied and a message is shipped off the client's given email address with a PIN code to check that it is the record proprietor signing in. The client should then enter the code to obtain entrance. This is a programmed method empowered on each record. that why we definitely say perfect is safe and reliable for everyone.

Perfect Money Singup / account creation

Perfect money and its services are not allowed in India by the government or any authority, if anyone is using that means they are in risk mode. To get the perfect money account you need to visit the perfect money official website (Official website link), Getting started with perfect money is easy and very simple, In just a few steps you get the right perfect money account, Keep your mind if you are a U.S citizen then don't think to create an account, because perfect money not allowed to do business for U.S citizens, If you are outside of U.S then read and follow further steps to get perfect money account today

Steps for Register on perfect money website — 

  • (a) Visit the official website of perfect money (Official site link )
  • (b) Fill registration Or Account opening form.
  • (c) Confirm the registration by entering the ID code from the email (Id code sent by perfect money )
  • (d) Note:- Creation or registration on the perfect money website is free. and there are two types of perfect money account 1. Personal account 2. Business account
To start with perfect money payment system first go their official website On the top panel of the main page, click the "Register/Sign Up" button

perfect money sign up

 Next you will find Create an Account

Perfect money account opening form

For complete registration on perfect money you need the following data - Account name (Nickname), Full Name, the real address of your residence place, working email, mobile number, account type (personal or Business), your choice of password and you will also need to go through the captcha verification, need to acceptance of the terms and condition of the site, After entering al the data click the "Register " button

Next to the perfect money official system will be sent two e-mails. the first one arrives in your inbox with ID Code ( id code is confidential don't share it with anyone) that you must use to enter in your perfect money account, and the second e-mail arrives with a brief guide on how to funded and withdrawal into your account that we later read in this article.

Read More:

How to Login to Perfect Money Account?

Now its time to log in to your first created e-currency account (perfect money)To login to Perfect Money, you need to do the following:

1.Click on the “Login” tab.
2.Enter client ID and password.
3.Confirm your actions.
Next, we read more details in the member area of perfect money

perfect money login form

After successful login, New page opens the client area (personal account) where you see like this.

perfect money member area

The users of perfect money account holder can be seen their account status in corresponding data block of the "my account section " 

Perfect Money allows its user to reduce risk factors for making online transactions in just a few steps of modification in the member area.

There are various types of user authentication available in the perfect money system, by default it sends a security code to the client's e-mail if users try to login with a different computer IP address, this is a free feature of perfect money for their all clients.

SMS authorization (paid option) – Every time you log into your account, the system will send an SMS with a PIN code to the client’s mobile phone. The received code must be entered for authorization in the system. Each SMS message costs $ 0.1.

Code card – by activating this option, a set of codes will be sent to your e-mail, which must be used for each transaction of sending funds.

API – This option is used if you need to configure automatic payment acceptance. 

How to Buy, Sell, Exchange Perfect Money?

Depositing into a Perfect Money account is not as easy as some other payment systems. Accepted deposit methods include bank wires, instant bank transfers (Germany, Austria, Switzerland, and Belgium only), Certified Exchange Partners, cash terminals (Russia and Ukraine only), Bitcoin, and e-currency.

Since Perfect Money does not handle all deposits and withdrawals of fiat currencies and encourages its users to interact with Exchange Service providers; the exception to the rule being bank wires, which can be sent directly to an account once it has been completely verified. These accounts only hold Perfect Money Units (a form of cryptocurrency), which is why an exchange is required to load the accounts.

Though they add an extra step and often time to the deposit process, the fact that there are so many different Exchange Services means there are also a plethora of accepted payment methods to use. Each Exchange Service is different and offers its own list of payment methods, accepted currencies, and fees.

If you are Indian and want to buy, sell, exchange perfect money Click here


Forex Broker that accepts perfect money as a payment system for deposit and withdrawal 

Forex Broker that accepts perfect money as deposits and withdrawal system

Perfect Money was established with an aim to provide a flexible electronic, online payment system to suit the need of various businesses, accept payments, transfer money, and store funds safely, etc. Guided by the principle to achieve perfection, the system was created for the user's convenience along with the possibility to set security settings individually. Moreover, the Perfect Money system delivers a fast speed of transaction without conservative controls that banks are usually influenced, thus the client can enjoy a quick, yet highly secured payment method. 

What is also pleasant, is the low-cost performance fee, the customer signing-up an account and then performs deposits or receives money with a commission from 0.5% or even for free, along with the interest on account funds. The range of accepted currencies and methods widely presented and including Cryptocurrencies makes traders consider this payment option strongly. For that reason and more from their benefits, the following Perfect Money Forex Brokers included the payment option to their offering.

  • FXTM -
  • Exness
  • Go market
  • Pepperstone
  • BDSwiss
  • HotForex
  • XM

Recommended  Forex Brokers - Exness 

Read More:-

7. Perfect Money to Indian Bank 🏦 accounts

Converting Perfect Money electronic currency to fiat currency or other payment tools is simple. Money can be withdrawn through bank wires, a Perfect Money Prepaid Card, e-Voucher, e-currency, Bitcoin, or Certified Exchange Service providers.

Perfect money account user can send and received perfect money USD instantly in Indian from any corner with this link

9. What is the difference between a premium and a partner account?

The differences are simple; a Premium account has exclusive features like more specialized customer service and reduced fees. To be granted Premium status members must meet certain criteria. A client should be registered with the system for a year and deposit no less than $100,000 USD(or the currency equivalent) into their account. Exceptions are made and can be applied provided the client’s turnover has surpassed the $100,000 mark.

On the other hand, a Partner account is a privileged account as well, however, it is generally opened by an agent of an exchange or payment system. This status is only awarded the Perfect Money Administration. This status helps optimize B2B payment processing for online businesses. Basically Partner and Premium are like VIP statuses for businesses and individuals respectively.


10. Perfect Money prepaid card/e-Vouchers

Though Perfect Money claims to offer a prepaid Visa card there is little information about how to go about purchasing one and the fees around using it. More often mentioned are e-Vouchers which act as cashier’s checks for users.

perfect money voucher

E-Vouchers are special codes that can be used to deposit or withdraw to and from Perfect Money accounts. They can also be sold or given to other users and can be created instantly in the withdrawal section of your account. Convenient as they may be unless you know another user who is willing to give you cash or make an immediate bank transfer these vouchers are not a great way to withdraw money. When creating e-Vouchers unverified customers are charged 1.9% of the amount, while Premium members pay only 0.5%.

E-Vouchers can be quite a convenient way for users to send money, they can even be sent to people who are not yet Perfect Money members, unfortunately, not many companies accept them. The point of a system like this one is that it is supposed to make sending and spending money convenient for its users. Sending money is not overly convenient when the companies you work with or buy from do not accept the payment method.

Perfect Money Mobile App

Perfect Money Mobile App

Perfect Money offers a lackluster app. It is capable of the majority of the system’s features including currency exchange, deposit and withdrawal money from the system, make p2p or p2b payments, receive payments, a transaction history overview, and activate/buy Perfect Money e-Vouchers to name a few. The app meets the minimum criteria of an app for an e-transfer platform.

Download Perfect Money App

11. Buy Perfect Money in India

Buy perfect money via Paytm, UPI, bank wire, cash deposits, Western union, phone pay, online transfer, is a very easy and simple way to top up your perfect money account, There are lots of exchanges in India that provide these services, But it is a difficult task to find out which one is Best. if you want to buy  perfect money, sell perfect money, Exchange perfect money USD with your local payment options in India, Then you are on the right platform,

We are India's most trusted and reliable perfect money exchanger, you can exchange your cash balance with Perfect money USD instantly through us, We deal our services through (Click here Whatsapp.)

12. Sell, Exchange Perfect Money with INR in India.

If you have perfect money USD and want to withdrawal into Paytm then you are in the right place, here we deal to exchange perfect money to Paytm, Perfect money to PayPal, Perfect Money to Indian bank account, Perfect money to INR with the lowest and most secure way,

We ( are the most trusted e-currency exchanger in India and currently dealing both India and internationally, we have done more than 5000 exchange since 2017 and everyday doing well, 
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exchange perfect money usd into PayTm
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  • Contact our team for instant buy/sell e-currency on +91-9431530088 

Is Perfect Money safe and reliable? 

Perfect Money is a safe system, account security is a top priority. If a new IP address or browser attempts to log in to account access is initially denied and a message is sent to the user’s given email address with a PIN code to verify that it is the account owner logging in. The user must then enter the code to gain access. This is an automatic procedure enabled on every account.

Perfect Money Customer Care Communication in English

Perfect Money’s English site has many mistakes, more than ought to be accepted by a company seeking to hold your financial assets online. Much of the site is understandable, but there are sections of entirely incomprehensible language.

For example, this bit of text can be found on the company’s ‘About page’, “The pink of absolute perfection that crowns world e-commerce henceforth will be presented by an ideal financial institution – Perfect Money which aims to bring the transactions on the Internet to the supreme level.” 

Though this is not a particularly important sentence, it is an example of the more extreme mistakes on the site. Seeing that the company does not have a close eye for detail on the page that describes who the company is, begs the question could they be cutting corners in other places.

When dealing with an e-wallet or any payment system understanding the information provided to you is essential. Not making the effort to ensure all of the text on their site is clear could be a sign of a lack of focus

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