Prime Minister Housing Scheme List and Online Application Information
Prime Minister Housing Scheme List and Online Application Information|
Do you know what is the Pradhan Mantri Awas Yojana? If not, this article today is going to be full of information for you. You all must know that many people in the country do not even have their own house today. There are many families who are living in rented house, they also want to have their own house, where they can live comfortably. But generally, owning a house can be a little nuisance for people. Rising land prices, expensive flats etc. are the reasons why the common man dreams of running a house. In such a situation, the Modi government has launched Pradhan Mantri Awas Yojana (Pradhan Mantri Awas Yojana 2019) for the common people of the country so that even low income people can fulfill their dream of home. The current government's goal is to ensure that every citizen of the country has a home by 2022. Some people may know a little about the Pradhan Mantri Awas Yojana, but today I thought why not give all the information related to the Pradhan Mantri Awas Yojana so that you need to go somewhere else to study. No. Then without delay let's start and know how to apply for Pradhan Mantri Awas Yojana online?
What is Pradhan Mantri Awas Yojana?
The objective of the Pradhan Mantri Awas Yojana was to provide housing at affordable prices to the weaker sections of the society, people from the lower income group, the urban poor and the poor rural. The plan includes construction of about 20 million homes by March 31, 2022 at an affordable price. The scheme is receiving financial assistance of US $ 31 billion from the Central Government.
What are the benefits of Pradhan Mantri Awas Yojana?
You can avail this scheme if you are financially weak and you are in low income sector. In the lower income group, your annual income should be less than Rs 3 lakh. Home loans will be provided to people from economically weaker sections at low interest rates and with subsidies,
A direct application for the loan can be made under the Pradhan Mantri Awas Yojana. Let us also tell you that under this scheme, the government gives 30 square meters to 60 square meters of land for those who do not have land. This step of the government can help many homeless.
How much money will be received in Pradhan Mantri Awas Yojana?
The benefit of credit link subsidy is given to the residents of the city who fall in the lower income group. Therefore, they get financial support from the government for building the house. The loan is charged at 6.5%, which has to be repaid in 15 years. Subsidy on interest is available for an amount up to Rs 6 lakh only. If the amount is more then the subsidy is not given by the government, plus the interest is calculated by the market.
If you have a loan for construction, the amount will continue for the duration of the construction work. If the construction is completed within 18 months, the beneficiary also gets the benefit of subsidy.
If you fall in the income category of Rs 3-6 lakh, then you will get high interest grant and subsidy of Rs 6 to 12 lakh and subsidy in the annual income category of Rs 12 to 18 lakh.
On a loan of Rs 12 lakh, you get 3% subsidy on the interest rate, which saves Rs 2200 per month.
To complete the Prime Minister Subsidy Immigration Scheme or the application form, you will have to visit the website. Here you can fill the personal verification form. Here the name of the application, income, number of family members, address contact number, age of the head of the family, religion, caste etc. will be.
The application form will first be sent to the central nodal agency. On approval, the agency will provide subsidy amount to the lending bank. After this, the amount will go to the loan account. Suppose if your annual income is Rs. 7 lakhs and the loan amount is Rs. 9 lakhs, you get Rs. 2.35 lakhs as subsidy, the remaining amount will be paid to you with monthly installments as per the prescribed interest rate.
Objective of Pradhan Mantri Awas Yojana.
The purpose of PM Awas Yojana is to ensure that everyone gets a pucca house first. Those who already have their own house, they cannot avail this scheme. The Prime Minister Housing Scheme rules that only those who will not have a pucca house will get the benefit of it.
Eligibility Criteria of PM Housing Scheme.
Everyone dreams of home. Everyone wants to build a house, but spending such a huge amount to buy a house is not in the power of the common man. Keeping this in mind, the government is starting a Pradhan Mantri Awas Yojana. In this, the government gives subsidy on home loans. This scheme is for people of four types of income groups.
These are the economically weaker sections, average income category, middle income group. If you are eligible for any of these categories, you can apply under the scheme. Let us know what is the Eligibility Criteria for the scheme.
No member of the beneficiary's family should have a permanent home. The scheme has been started mainly for backward classes, so that they can take advantage of the scheme and get their own house by 2022.
If a family member has not received the benefit of the housing scheme under any scheme of the Government of India, if a member of the family has received the benefit of the housing scheme under the government scheme, then another member of the family has received the benefit of the Pradhan Mantri Awas Yojana Can not get benefits.
In this scheme, all Aadhaar family members are required to provide the Aadhaar number at the time of application. It consists of husband and wife and single son and daughter. After marriage, son or daughter can apply for this scheme separately.
Married sons and daughters of a permanent home beneficiary are still considered a separate family. However, in each case in the name of sons and daughters, neither the husband nor the Prime Minister can avail the housing scheme. It can be subsidized in a single household, whether it is their choice to hold the rights of the landlord to one or both.
If you come from middle class, then your annual income should be Rs 12 lakh to apply under the Pradhan Mantri Awas Yojana. If you belong to MIG income group, then your annual income should be between Rs 12 lakh and Rs 18 lakh.
To avail the Pradhan Mantri Awas Yojana, the age of the applicant must be between 21 and 55 years.
How to apply in Pradhan Mantri Awas Yojana?
First of all, know about this scheme in a bank near you. Then request the form from the bank or download the application form. The information sought after downloading the form will be given. After completing all the information in the application form, submit it to the concerned department. So you can get more information through the government bank, National Housing Bank.
To apply for the scheme, the person should be referred to the NBFC. Apply for a home loan or in your bank. Applicant will have to give full details of his income, other loans, investment and property details in his application form. This loan application includes necessary documents like income certificate, KYC. Subsidy application form has to be attached to the application along with documents and property related documents.
How to check the list of Pradhan Mantri Awas Yojana 2019.
Here we will know how you can check Gramin / Shahari Beneficiary List.
Prime Minister Housing Scheme Urban List.
First go to https://pmaymis.gov.in/.
Select the 'search by name' option from the 'Search beneficiary' drop-down menu.
Enter the first three letters of your name and click on the 'show' button.
After that the entire page will be filled with the names of the beneficiaries. If your name is in the list, you will be able to see your details along with other information.
Pradhan Mantri Awas Yojana Rural List (with registration number)
Applicants obtain a registration number while applying under PMAY-Gramin Yojana. To check your name, follow these steps-
First go to https://rhreporting.nic.in/netiay/Benificiary.aspx.
Please enter the registration number.
If your registration number is present in the list, your details will appear.
For Rural List (without registration number)
First go to https://rhreporting.nic.in/netiay/Benificiary.aspx.
Instead of entering the registration number, click on the 'Advance search' option.
Enter the required details in the form and click on the 'search' button.
If your name is present in the list, your details will appear.
Applicants can call PMAY-Gramin Helpline number- 1800-11-6446 for technical support or send their queries to [email protected].
PMAY Scheme Toll Free Helpline Number
If you have any complaint related to application process, interest rates and any other scheme, then you can contact on toll free helpline number given below:
1800-11-6163 (Urban | HUDCO)
1800-11-3388 (Urban | NHB)
1800-11-3377 (Urban | NHB)
You will get the solution of all your problems on these toll free numbers, that too according to the locations.
Information about Pradhan Mantri Awas Yojana
I hope you have liked this article about what is the Pradhan Mantri Awas Yojana. It has always been my endeavor to provide the readers with complete information about Pradhan Mantri Awash Yojna in Hindi, so that they do not have to search in other sites or internet in the context of that article.
This will also save their time and they will also get all the information in one place. If you have any doubts about this article or you want that there should be some improvement in it, then for this you can write down comments.
If you liked this post Pradhan Mantri Awas Yojana Rural List or got to learn something, then please share this post on social networks such as Facebook, Twitter and other social media sites.