TODAY TRADING RATE

BUY RATE 98/PMUSD | SELL RATE 70/PMUSD

We have done

1000+ Transactions

in the last Few years!


Keep Your Attention From Scammers as You might get calls from other country for lottery ,fund freez in bank account or Hyip Scheme, There is nothing to do with them once you send PM to them so avoid them , Never reply they only demand 70 USD to 100 USD for that , We(e-exch.net) is not responsible for any kind of loss/profit with anyone."
Buy And Sell Perfect Money in India,Or Internationally,Buy Perfect Money,Sell Perfect Money, Exchange The Ukash GBP and EUR with Perfect Money,Neteller,We Provide Perfect Money,WebMoney,Payeer for Investing,Trading Forex, Autosurfs,High Yield Investment Plans,Online Product Purchase and many more purposes. We are into E-currency Exchange Business Since 5 year. We are Most Reliable E-currency Exchanger in India .We Help You to Convert Rupees To E-currency.We Also Help You Convert Back your E-Currency to Indian Rupees. Our services are fast, reliable and affordable. We fulfill all orders within 2-5 hours or we pay you for any delay.We offer excellent 24 hour customer support. .
*Note: Currently payments are accepted via ICICI Bank and Axis Bank,SBI,HDFC upi,Gpay,PayTm. After the realization of your payment into our Bank account, the desired amount will be transferred instantly or maximum up to 2 hours (in some unusual cases only, which will be very rare). If you are making cash deposit you will need to include inter city bank charges depending upon the amount. |
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Personal Loan | Interest Rates Comparison, Best Personal Loan Rates

Personal Loan

  • Loan amount ranging from 1 Lakh to 40 Lakhs
  • Paperless digital sanctions
  • Loan tenure from 12 months to 84 months*
  • Flexibility to make up to 40%* part payment
  • ROI starting as low as 10.75%*
               
1.Personal Loan Features & Benefits
IDFC FIRST Bank’s Personal Loan can help you realise your dreams of having that perfect wedding to visiting your dream holiday destination. The loan can also help in meeting unexpected expenses and medical emergencies too. Here are some key features.
Image result for personal loan pic

Easy Application
You can apply for our instant Personal Loans online; to know your eligibility in just a few seconds. You can also make use of our personal loan eligibility calculator and find out your eligibility.

High Disbursal Amount
Our quick Personal Loan is available for salaried individuals and self-employed professionals. You can borrow from Rs 1 Lakh to Rs 40 Lakhs basis your eligibility.

Flexible Tenures
Enjoy the flexibility to choose from the tenure ranging from 1 year to 7 years, that best suits you

Borrow more if you need
Top Up Facility Available: IDFC FIRST Bank is always there to help you go that extra mile to achieve your dreams. With it’s easy Top Up facility you can get that additional financial help that you are looking for.

Personal Loan Eligibility Criteria
A Personal Loan can finance your needs without having to wait for capital to accumulate. We establish eligibility criteria for a Personal Loan based on few simple parameters. Your credit score and existing borrowings are also assessed to determine your repayment capacity.

For Self Employed Individuals
1. Accepting repayment from Saving Account 
2. No ITR required 
3. Eligibility basis latest 3 months Bank Statement*

For Salaried Individuals:
1. Eligibility basis latest 3 months Bank Statement* 
2. Minimum NTH 20,000* per month 
3. Loans up to Rs.40 Lakhs*

How to Apply For Personal Loan Online

1.Online Application
You can apply for a personal loan online by filling the form on our website. Know your eligibility instantly by applying ONLINE!!

2.Document Submission
Our relationship manager will fix up an appointment at your convenience to come to your premises and collect the requisite documents for quick personal loans.

3.Verification
After your documents have been collected, we will verify your personal loan application; this may involve a personal discussion with you.

4.Approval & Disbursal
Approval & Disbursal - If the reports are satisfactory after verification, your loan will be approved and credited in the same bank account for which the Bank Statement has been provided.

Documents Required for Personal Loan
1.PAN/Form 60
2.Address Proof ( Self-attested copy of any one document* )
#Valid Passport  
#Aadhaar Card  
#Voter’s Identity Card  
#Driving License  
#Job Card issued by NREGA  
#National Population Register

3.Additional Address Proof ( Self-attested copy of any one document* )
  • Registered Sales Deed  
  • Latest Bank Statement  
  • Latest Passbook  
  • Rent Agreement  
  • Utility Bill  
  • Property or Municipal Tax Receipt  
  • Pension or Family Pension Payment Orders (PPOs)  
  • Letter of Allotment of Accommodation from Employer
4.Income Proof ( Self-attested copy of relevant documents* )
For Salaried
Latest 3 months/6 months Bank Statement (dependent on scheme) showing salary credits
For Self Employed: Latest 3 months Bank Statement showing 3 credits & 3 debits in each monthLatest 3 months’ Salary Slip (dependent on scheme/Bank Statement)
5.Business proof ( Self-attested copy of relevant documents* )
 Municipal tax bill  Gram Panchayat Certificate  Shop & Establishment Certificate  GST Certificate  ITR with Computation of income of Last 2 years  Udyog Aadhaar  FSSAI license  SSI Certificate  Utility Bill

1. What is a Personal Loan?
Personal Loans from IDFC FIRST Bank help you borrow for expenditures of a personal nature - whether you want to borrow money for an emergency, for education, for a vacation or any other need like a wedding in the family. You can avail loans ranging from Rs. 1 lakh to Rs. 40 lakhs with flexible tenures ranging between 12 months to 84 months.*
*Subject to conditions

2. Do I need to provide any security or collateral to apply for a Personal Loan?
Personal Loans are not secured by any collateral or security and are disbursed at the discretion of IDFC FIRST Bank based on the credit worthiness of the borrower. There is also no need for any co-signee or guarantor either. We provide you with Personal Loans without security so that you can get easy access to credit for your personal needs.

3. Will I have to visit a IDFC FIRST Bank branch to get a Personal Loan?
No, you do not have to visit the IDFC FIRST Bank branch to apply for a Personal Loan. You can simply visit our website and apply online or from our mobile app which can be downloaded from Google Play store or Apple App Store. Once you fill the form you will receive an application ID. We will then call you to get further information about your requirements and check your eligibility criteria. If all the requirements are fulfilled we will provide you with the loan. The disbursal of the loan amount is made in your account in as little as two business days once you have completed the documentation.

4. Is the interest rate on my Personal Loan flat or reducing?
The Personal Loan interest rates that apply are reducing. This means that as the outstanding principal amount reduces, the interest payable on your loan also reduces.


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